{"id":12511,"date":"2021-07-28T08:54:55","date_gmt":"2021-07-28T00:54:55","guid":{"rendered":"https:\/\/www.hkmu.edu.hk\/sao\/financial-assistance\/part-time-students\/financial-assistance-supported-by-the-government\/extended-non-means-tested-loan-scheme-enls\/"},"modified":"2026-03-25T11:02:03","modified_gmt":"2026-03-25T03:02:03","slug":"pt-enls","status":"publish","type":"page","link":"https:\/\/www.hkmu.edu.hk\/sao\/fa\/pt-enls\/","title":{"rendered":"Extended Non-means-tested Loan Scheme (ENLS)"},"content":{"rendered":"\t\t
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The Extended Non-means-tested Loan Scheme (ENLS) is administered by the Student Finance Office (SFO) under the Working Family and Student Financial Assistance Agency (WFSFAA). ENLS provides non-means-tested loan(s) to eligible students to settle tuition fees.<\/div>
\u00a0<\/div>

Application Period for 2026 Summer Term
<\/strong>23 Mar 2026 \u2013 10 Jul 2026
(If applicants submit applications before 10 Apr 2026, they do not have to settle the tuition fees themselves and the loan amount will be directly credited to HKMU)<\/em><\/p>

Application Period for 2026 Spring Term
<\/strong>03 Nov 2025 \u2013 27 Feb 2026
(If applicants submit applications before 28 Nov 2025, they do not have to settle the tuition fees themselves and the loan amount will be directly credited to HKMU)<\/em><\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Eligibility<\/span><\/i><\/div>

  1. Applicants are pursuing specific post-secondary \/ continuing and professional education courses studied in Hong Kong and please refer to the\u00a0Register of Eligible Course<\/a>\u00a0under the ENLS; and<\/li>
  2. Applicants should have the right of abode in the Hong Kong Special Administrative Region (\"Hong Kong\") or have resided or have had their homes in Hong Kong continuously for three complete years prior to the commencement of the programme \/ course. Please visit the government SFO's website (http:\/\/www.wfsfaa.gov.hk\/sfo\/en\/postsecondary\/enls\/overview.htm<\/a>) for details.<\/li><\/ol><\/p><\/div>\n <\/div>
    \n
    How to Apply<\/span><\/i><\/div>

    Students of the Hong Kong of Metropolitan University (HKMU) should read the Application Guidance Notes [ENLS 140(2025<\/a>)<\/a>] if they wish to apply for the ENLS loans. They should also refer to the Supplementary Application Guidance Notes of the term concerned [ENLS 202(SUM2026)<\/a> (for 2026 Summer Term)] and [ENLS 202(SPR2026<\/a>)<\/a> (for 2026 Spring Term)] .<\/p>

    Direct credit of tuition\u00a0<\/u><\/strong><\/p>

    1. Applicants please complete and submit online application for ENLS through \"SFO E-link \u2013 My Applications<\/a>\".<\/li>
    2. Applicants must have completed the course registration for 2026 Summer Term (check the courses on offer in this term<\/a>). Enquiries of the course registration should be made to the Admissions & Enrolment Office (Part-time & Postgraduate) of the Registry.<\/li>
    3. After receiving the tuition fee debit note(s), applicants should submit the ENLS application to the Government SFO as soon as possible but not later than the payment deadline printed on the debit notes(s). Applicants are required to inform HKMU immediately after the submission of ENLS application so that the place(s) in the course(s) (not the specific class section) can be secured until the ENLS loan is approved and released.<\/li><\/ol>

      Direct credit to Applicants' bank account:<\/u><\/strong><\/p>

      1. Applicants should have already paid the tuition fees for the term concerned.<\/li>
      2. Applicants please complete\u00a0and submit online application for ENLS through \"SFO E-link \u2013 My Applications<\/a>\".<\/li>
      3. Applicants should submit the completed ENLS application and related documents together with the original tuition fee receipt(s) to the Government SFO on or before the application deadline.<\/li><\/ol><\/p><\/div>\n <\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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        Students of the Open University of Hong Kong (OUHK) should read the Application Guidance Notes [ENLS 140(2020)<\/a>] if they wish to apply for the ENLS loans. They should also refer to the Supplementary Application Guidance Notes of the term concerned [ENLS 202(AUT2021)<\/a> (for 2021 Autumn Term and [ENLS 202(SUM2021)<\/a> (for 2021 Summer Term)].<\/p>

        Direct credit of tuition `<\/u><\/strong><\/p>

        1. Applicants please complete the paper-based ENLS application form [ENLS 141(2020)<\/a>] and the relevant loan documents. Or you may complete and submit online application for ENLS through “SFO E-link \u2013 My Applications<\/a>“. <\/span><\/li>
        2. Applicants must have completed the course registration for 2021 Autumn Term (check the courses on offer in this term<\/a>). Enquiries of the course registration should be made to the Admissions & Enrolment Office (Part-time & Postgraduate) of the Registry.<\/span><\/li>
        3. After receiving the tuition fee debit note(s), applicants should submit the ENLS application to the Government SFO as soon as possible but not later than the payment deadline printed on the debit notes(s). Applicants are required to inform OUHK immediately after the submission of ENLS application so that the place(s) in the course(s) (not the specific class section) can be secured until the ENLS loan is approved and released.<\/span><\/li><\/ol>

          Direct credit to Applicants' bank account: <\/u><\/strong><\/p>

          1. Applicants should have already paid the tuition fees for the term concerned. <\/span><\/li>
          2. Applicants please complete the paper-based ENLS application form [ENLS 141(2020)<\/a>] and the relevant loan documents. Or you may complete and submit online application for ENLS through “SFO E-link \u2013 My Applications<\/a>“. <\/span><\/li>
          3. Applicants should submit the completed ENLS application and related documents together with the original tuition fee receipt(s) to the Government SFO on or before the application deadline.<\/span><\/li><\/ol><\/div><\/div>
            Enquires<\/strong><\/div>

            Government's Student Finance Office under the Working Family and Student Financial Assistance Agency
            Website:\u00a0            http:\/\/www.wfsfaa.gov.hk\/sfo\/en\/postsecondary\/enls\/overview.htm<\/a>
            Address: 11\/F, Cheung Sha Wan Government Offices, 303 Cheung Sha Wan Road, Kowloon
            Tel: 2150-6223 (During office hours) \/ 2802-2345 (24-hour hotline)
            Fax: 2802-9153
            E-mail Address:\u00a0            wg_sfo@wfsfaa.gov.hk<\/a><\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

            The Extended Non-means-tested Loan Scheme (ENLS) is administered by the Student Finance Office (SFO) under the Working Family and Student Financial Assistance Agency (WFSFAA). ENLS provides non-means-tested loan(s) to eligible students to settle tuition fees.\u00a0Application Period for 2026 Summer Term23 Mar 2026 \u2013 10 Jul 2026(If applicants submit applications before 10 Apr 2026, they do...<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":13002,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"content_default_2.php","meta":{"_expiration-date-status":"","_expiration-date":0,"_expiration-date-type":"","_expiration-date-categories":[],"_expiration-date-options":[]},"yoast_head":"\nExtended Non-means-tested Loan Scheme (ENLS) - Student Affairs Office - Hong Kong Metropolitan University<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hkmu.edu.hk\/sao\/fa\/pt-enls\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Extended Non-means-tested Loan Scheme (ENLS)\" \/>\n<meta property=\"og:description\" content=\"The Extended Non-means-tested Loan Scheme (ENLS) is administered by the Student Finance Office (SFO) under the Working Family and Student Financial\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.hkmu.edu.hk\/sao\/fa\/pt-enls\/\" \/>\n<meta property=\"og:site_name\" content=\"Student Affairs Office - 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